Your Partner in Financial Services
Latest News
What’s New
Why the fees for expert financial advice?
A regular feature in the financial media is clients complaining about the fees that they need to pay their financial advisors. Rudi Barnard, Executive Director of Efficient Wealth, speaks to Willem Basson about the importance of paying for professional, specialist advice.
Business Cash Management
Get in touch for more information on our cash management and related business financial investment options to help you mitigate risk, improve liquidity, and structure investments for optimal return.
What are Investment Management Services
Investment management services are a type of financial service that assists people in managing their investments. These services are typically offered by banks, brokerage firms, other types of financial institutions, and investing firms.
The cost of higher interest rates in SA
In total, interest rates have increased by 2% during the current hiking cycle in South Africa (SA). In November 2021, the South African Reserve Bank (SARB) started the hiking cycle by increasing interest rates by 0.25%. Many South Africans hoped that these types of increases would continue, especially after a similar increase was made by the SARB in January 2022. But since then, these hopes have faded. Last week, the SARB decided to increase interest rates by 0.75%, after not too long ago increasing rates by 0.50%.
Tax Residency And The Ability To Receive A South African Inheritance
The idea of a loved one passing away is never an easy thing
to think about. Unfortunately, death is as part of life as life
itself, and part of life’s journey. With the occurrence of this
unfortunate event emerges the handling of the deceased’s
estate.
Holistic financial advice: The key to wealth, health and happiness
Holistic financial advice considers you as a whole, looking at your wealth, health, and happiness. It also factors in how you fit into your network of family and friends. Remember, we are connected to, and even depend on, other people, who in turn have similar bonds with us. If a financial advisor excludes any of these aspects from a holistic financial plan, the results will be sub-optimal and possibly completely unsuccessful.
Investing: Finding the next big thing
Have you ever tried to find the proverbial investment needle in a haystack? In a world with more than 41 000 exchange-listed companies, at a combined market value of more than USD 80 trillion, global investing decisions can feel like trying to find a needle in a haystack. How do you approach this vast listed landscape to preserve and grow wealth over long periods?
Crypto regulation and US inflation
In an interesting interview, the Deputy Governor of the South African Reserve Bank (SARB), Kuben Naidoo, provided some more guidance about cryptocurrency regulations in South Africa (SA). We have long since held that more regulation is necessary in the cryptocurrency environment, but more of the right type of regulation.
Your Partner in Financial Services
Efficient Wealth provides a host of personal/business related financial services and value added benefits via its own internal resources and in partnership with a number of specialist financial services providers. Our objective is the provision of an array of “best-of-breed” products and services to meet the diverse and ever changing needs of our individual clients as well as their families.
Efficient Financial Services (Pty) Ltd, trading as Efficient Wealth, is an authorised financial services provider, FSP 655
Contact Us
012 001 0471
Call us for free consulting
enquiries@efw.co.za
Want to say hi?