Your Partner in Financial Services

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Market volatility creates buying opportunities – do not miss out!
Most South African investors know that they need to include global exposure in their portfolios, and that they should increase their exposure if they already have it. There are, however, many considerations, such as different asset classes and available investment options.
How global structures create wealth
How do you create wealth? It’s not a new question and still it remains complex, even for people in the financial industry. As global investment specialists, we assist entrepreneurs in making better asset allocation decisions about their estates. Our job is to grow wealth and to protect it.
Too much global exposure can hurt your retirement
Until the early 2010s, South African investors had a strong bias towards investing in local markets. Offshore markets were generally perceived to be too far away and too inaccessible to consider.
Do not panic, manage your risk, and buy the dip
During the first week of May, the Federal Reserve (Fed) in the United States (US) increased interest rates by 0.5%, the first time since 2000. Later, during the last week of the month, the South African Reserve Bank (SARB) followed suit.
Investment Management Services
Reach out to start building your financial wealth through our range of investment management services tailored to your particular financial goals.
Short term insurance are essential
Short term insurance enables you to make provision for the unforeseen, thereby mitigating the risks that can cause financial loss.
The impact of interest rate decisions on South Africa and China
In a daring move, the South African Reserve Bank (SARB) last week decided to increase interest rates by 0.5%, despite the pressure that it will undoubtedly place on South African consumers. Although 15 out of the 24 analysts that were surveyed, expected a 0.5% increase, I cannot help but wonder if it was not a little too much.
A prolonged bear market? I do not buy it…
Despite the robust rally at the end of the week, all three major equity market indices in the United States (US) – the Dow Jones Industrial Average, the S&P 500, and the Nasdaq Composite – posted weekly losses.

Your Partner in Financial Services
Efficient Wealth provides a host of personal/business related financial services and value added benefits via its own internal resources and in partnership with a number of specialist financial services providers. Our objective is the provision of an array of “best-of-breed” products and services to meet the diverse and ever changing needs of our individual clients as well as their families.
Efficient Financial Services (Pty) Ltd, trading as Efficient Wealth, is an authorised financial services provider, FSP 655
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012 001 0471
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enquiries@efw.co.za
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