Your Partner in Financial Services
Latest News
What’s New
Year-end rally? Christmas may come twice this year…
Last week, the United States (US) Federal Reserve (Fed) increased interest rates by 0.75% for the third consecutive time this year. Interest rates in the US now range between 3% and 3.25%, and many expect that rates will, most likely, increase to 4.40% by the end of the year. Fed Chairman, Jerome Powell, made it clear that they are willing to do whatever it takes to ensure that inflation is brought under control.
How to achieve above-average investment returns over the next decade
After more than a decade of above-trend market performance, many developed markets have started a process of mean reversion. Many leading global banks and asset managers believe that the average annual share performance among companies in the United States (US) will only be 5% in USD over the next decade. This is far less than the above 20% annual growth that we often saw over the past decade.
September economics – ouch!
“Historically, September is the worst month of the year for equities.” We used these cautionary words in our previous monthly newsletter to describe a possible poor month for markets in September. It would seem that we could not have chosen our words any better for what lay ahead.
What is Investment Management?
To better understand investment management, you need to understand how your financial needs will change as you get older. Right now, you might be thinking about marriage, children, buying a house or expanding your business into new market ventures.
Stockbroking Portfolio Management
Everything we do is driven by our desire to minimise risk and maximise our clients’ well-being. Contact us to safeguard the longevity of your trading assets and achieve the results you deserve.
How painful can things get?
Last week, the United States (US) Federal Reserve (Fed) increased interest rates by 0.75% for the third consecutive time this year. Interest rates in the US now range between 3% and 3.25%, and many expect that rates will, most likely, increase to 4.40% by the end of the year. Fed Chairman, Jerome Powell, made it clear that they are willing to do whatever it takes to ensure that inflation is brought under control.
Effective Investment Management Services
Effective, efficient investment management services are much like a more experienced scuba diving partner. The important objective is to find someone who has a wealth of experience that you can trust. Cutting through the flotsam, finding the fortunes with calculated calmness.
Taking Care of Short-Term Insurance
Short-term insurance offers a wide range of coverage. For example, you agree on an amount to be paid out if your vehicle is involved in an accident, or is destroyed or stolen. If these incidentals occur, you are paid the agreed amount. Just be aware that cars depreciate annually, so ensure that you update their value on that basis.
Your Partner in Financial Services
Efficient Wealth provides a host of personal/business related financial services and value added benefits via its own internal resources and in partnership with a number of specialist financial services providers. Our objective is the provision of an array of “best-of-breed” products and services to meet the diverse and ever changing needs of our individual clients as well as their families.
Efficient Financial Services (Pty) Ltd, trading as Efficient Wealth, is an authorised financial services provider, FSP 655
Contact Us
012 001 0471
Call us for free consulting
enquiries@efw.co.za
Want to say hi?