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Trumpenomics: Growth through disruption …
This is not chaos – it is a coherent, ambitious plan for national renewal. US President Donald Trump’s economic agenda is taking shape around bold, executive-led reforms aimed at reindustrialising the United States, restoring fiscal strength, and reasserting national sovereignty in global trade. While critics call it chaotic or protectionist, Trump’s strategy is better understood as a deliberate reset, using tools of disruption to catalyse long-term economic renewal.
The economic developments that shaped March 2025
Escalating trade tensions, fluctuating commodity prices, and pivotal policy shifts. March 2025 has come and gone, and it is imperative to reflect on the significant economic events that have shaped both the global landscape and South Africa’s economic environment. The month was marked by escalating trade tensions, fluctuating commodity prices, and pivotal policy shifts, all of which bear profound implications for consumers and markets alike.
COMMON MISTAKES WHEN DRAFTING A WILL
Estate planning is a crucial step to ensure that your assets are distributed according to your wishes and that your loved ones are taken care of. However, many people unknowingly make mistakes when drafting their Wills, leading to unintended consequences and potential legal disputes.
Why an Income Protection Plan is Essential for Financial Security
Our lifestyle is governed by our income. However, job loss, illness,…
SA’s rising inequality and how to fix it
South Africa remains one of the most unequal countries in the world, with its Gini coefficient (a measure of income inequality) worsening since 1994. Despite efforts to redistribute wealth and improve economic inclusion, inequality has deepened, owing to persistent unemployment, policy failures, and slow economic growth. However, targeted reforms in labour markets, governance, education, and entrepreneurship could help reverse this trend.
SA’s economic crossroads: Crisis or recovery?
Government debt is approaching 75% of GDP, with interest payments consuming nearly 20% of state revenue. South Africa’s economy is at a critical juncture. While many signs point to ongoing structural decline, recent policy shifts and economic activity indicate a possible slow recovery. The key question remains: Will SA continue its downward spiral, or can it stabilise and grow?
Life Assurance vs. Life Insurance: Understanding the Differences
Securing the financial future of your loved ones is arguably…
Culture’s role in shaping capitalism
Economic development is often examined through the lenses of policy, technology, and finance, but the influence of cultural norms and values cannot be overlooked.
Cultural attitudes shape how markets operate, businesses function, and individuals engage in economic activity.
Your Partner in Financial Services
Efficient Wealth provides a host of personal/business related financial services and value added benefits via its own internal resources and in partnership with a number of specialist financial services providers. Our objective is the provision of an array of “best-of-breed” products and services to meet the diverse and ever changing needs of our individual clients as well as their families.
Efficient Financial Services (Pty) Ltd, trading as Efficient Wealth, is an authorised financial services provider, FSP 655
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