Entries by Thoughtcorp

Do not miss the shift towards emerging markets

Dr Francois Stofberg Managing Director: Efficient Private Clients. The strong June jobs report in the United States (US) is likely to leave the Federal Reserve (Fed) on course to raise interest rates to a 22-year high during their next meeting to cool off the economy and to combat inflation. Employers in the US added 209 […]

The active versus passive debate

Dr Francois Stofberg Managing Director: Efficient Private Clients, With Specialist Input From Christiaan Van Wyk The active versus passive investment strategies debate has been raging for many years, with both sides trying to make the case for their own strategy at the expense of the other. Without pre-empting our own beliefs on this matter, we […]

Masala money madness: Spicing up your portfolio in incredible India

Dr Francois Stofberg Managing Director: Efficient Private Clients, With Specialist Input From Renier Van Zyl Over the past two decades, we have arguably witnessed the greatest era in men’s tennis. We saw a constant tug-of-war between Roger Federer, Rafael Nadal, and Novak Djokovic. Federer, who originally held the most Grand Slam titles, was overtaken by […]

The Fed halts and the rand strengthens

Dr Francois Stofberg Managing Director: Efficient Private Clients. At their latest Monetary Policy Committee meeting, the United States (US) Federal Reserve (Fed) decided to leave interest rates unchanged at 5% to 5.25%, following 10 consecutive hikes over a 15-month period. But the Fed remains unwavering in its commitment to bringing inflation down to its 2% […]

The individual’s role in South Africa’s recovery

Dr Francois Stofberg Managing Director: Efficient Private Clients. To understand why South Africa (SA) will not become a failed state, it is important to understand how we differ from states that have failed. States like Yemen, Somalia, and Syria. According to research conducted by Fund for Peace, countries that we often ascribe failure to, like […]

Why South Africa’s economy will not slip into the abyss

Dr Francois Stofberg Managing Director: Efficient Private Clients. Over the last couple of years, we were often asked by both local and global investors if South Africa will become the next Zimbabwe or Venezuela. Today, this question seems more relevant than ever but, still, the answer remains an unequivocal no. As bad as things have […]

Be greedy when others are fearful

Dr. Francois Stofberg Managing Director: Efficient Private Clients, with Specialist Input From Christiaan Van Zyl. Warren Buffett once said that a prudent investor should “be fearful when others are greedy, and greedy when others are fearful”. This sounds rather easy, but it is much more difficult to apply in practice because of the nature of […]

Stockbroking – What It Is and What It Entails

Stockbroking is performed by individuals who buy and sell stocks, securities, and other financial shares through the stock exchange. It is a vital role in the financial services industry. Stockbrokers perform this task on behalf of their clients, who may be private individuals, companies, or institutions. Stock brokers work closely with fund managers, financial advisors, […]

Why Consider Cash Management Services?

There are several things a person or company can do to improve the efficiency of receivables and payables. Implementing a strict cash management system is one of them. Cash management is the process of managing cash inflows and outflows. This process is important for individuals and businesses because cash is always the primary asset used […]

Do Life Assurance Products Provide Investment Returns?

Life assurance is often seen as a grudge purchase – much like disability cover, dreaded disease cover, and income protection cover. However, it is an important part of an overall financial portfolio as it assists loved ones and nominated beneficiaries if you pass on before the term of your cover has passed. If you are […]