Dr Francois Stofberg Managing Director: Efficient Private Clients. For almost three decades, the ruling party in South Africa (SA) has been relying on redistributive policies to build a more economically-just society. In doing so, SA’s inequality, as measured by the Gini coefficient, improved but only marginally. Unfortunately, SA is still the most unequal country in […]
Dr Francois Stofberg Senior Economist at Efficient Wealth and the Managing Director of Efficient Private Clients. For almost three decades, the ruling party in South Africa (SA) has been relying on redistributive policies to build a more economically-just society. In doing so, SA’s inequality, as measured by the Gini coefficient, improved but only marginally. Unfortunately, […]
Efficiency can be defined as the ability to achieve an end goal with little to no waste, effort, or energy. While efficiency is a key part of the Efficient Group’s inherent philosophy and the way that it goes about its business (the name says it all), this definition does not encapsulate the essence of the […]
Dr Francois Stofberg Managing Director: Efficient Private Clients. The global economy is heading towards an evermore uncertain place. Late in 2021, markets anticipated that central banks around the world would start to increase interest rates, and they subsequently did. Now, almost 18 months later, economies are giving mixed signals. Inflation is coming down in key […]
When it comes to the private healthcare cover, the financial sector can be confusing, and you may need guidance through this complex maze. At Efficient Wealth, we understand that your wealth cannot be separated from your health; your physical well-being plays an integral part in your financial welfare. While you might be financially secure and […]
Regardless of your investment horizon, investment goals, and risk profile, it is always advisable to have a liquid cash deposit management strategy. It is a wise choice to budget for a space in your investment portfolio for liquidity and physical cash that is available at short notice, or within a specifically acceptable time frame to […]
The crux of Estate planning is protecting your family and loved ones. Sadly, it seems like many people devote more time to planning a vacation, which is most likely a sign of the level of discomfort they feel around the subject. Deciding who will inherit your assets after you are gone is usually a difficult […]
Dr Francois Stofberg Managing Director: Efficient Private Clients, With Specialist Input From Christiaan Van Wyk Since the arrival of the internet, talks about the “information age” and its many benefits have taken place continuously. Benefits such as cheap, or even free, access to large volumes of information. But the discussion rarely progresses to the potential […]
Dr Francois Stofberg Managing Director: Efficient Private Clients, With Specialist Input From Christiaan Van Wyk Since the arrival of the internet, talks about the “information age” and its many benefits have taken place continuously. Benefits such as cheap, or even free, access to large volumes of information. But the discussion rarely progresses to the potential […]
Dr Francois Stofberg Managing Director: Efficient Private Clients. The strong June jobs report in the United States (US) is likely to leave the Federal Reserve (Fed) on course to raise interest rates to a 22-year high during their next meeting to cool off the economy and to combat inflation. Employers in the US added 209 […]
