Your Partner in Financial Services
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August economics
Usually, those familiar with equity markets cringe their teeth when August comes along.
Markets, trade and tantrums
At the start of last week, European markets were down more than 1% as investors were fretting the re-emergence of the coronavirus in Europe.
Markets, Trade and Tantrums
At the start of last week, European markets were down more than 1% as investors were fretting the re-emergence of the corona virus in Europe.
July: Covid Confusion
In July, South Africans heard that they would be placed under a stricter level 3 lockdown. In one of his addresses to the nation, President Cyril Ramaphosa announced that the government would restrict the movement and consumption of South Africans.
Prescribed Assets
Prescribed assets have been on the government’s agenda since it appeared on their election manifesto in 2019.
Alternatives to Cash
The interest rate on cash reduced by 44% during the past year. This has had a significant impact on investors seeking stable interest income.
Insurance in the time of COVID-19
In the current economic times, we are all facing uncertainties. But we believe that now more than ever, it is important for you to consider the risks associated with everyday living.
COVID-19 What will 2030 look like
Economics students are taught “economics” using formulae and theories. A theory will be expressed in some formula and once the student understands the theory and the formula that represents it, then economics becomes a game of “plugand- play”.

Your Partner in Financial Services
Efficient Wealth provides a host of personal/business related financial services and value added benefits via its own internal resources and in partnership with a number of specialist financial services providers. Our objective is the provision of an array of “best-of-breed” products and services to meet the diverse and ever changing needs of our individual clients as well as their families.
Efficient Financial Services (Pty) Ltd, trading as Efficient Wealth, is an authorised financial services provider, FSP 655
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enquiries@efw.co.za
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