For the last few days financial markets around the world have taken a massive beating, and this has affected investment portfolios severely. Some investment gurus are calling it the end of a very long bull run while others are calling it a technical correction.
Whilst global economic growth remains strong and global unemployment remains low, the markets fear that global central banks will raise interest rates too quickly resulting in a recession. Conversely, not raising interest rates enough might allow inflation to become entrenched.
During 2022, market sentiment was negatively impacted by events such as the war in the Ukraine, Covid, higher inflation and interest rates. Global equities fell by 15% year to date ending May 2022. SA asset classes were more resilient due to higher commodity prices. Although growth assets such as equity and property underperformed during 2022, these asset classes are required to outperform money market funds over the long term as illustrated in the table below.
The cost of living is increasing. The future is uncertain, and many times people don’t have a plan in place. It can be a costly mistake. Some try to prepare for the future with savings alone, but the return on savings accounts is often below the inflation rate. The bank costs alone can eat away at the savings. Regardless of whether you have saved up to now or have invested in stocks, you’ll benefit from financial advice and an early start when it comes to investment planning. Read more
Investment management is one of the most important aspects of wealth growth. Different people have different financial goals, and managing these investments to match those goals can be difficult. This article discusses what it entails and how it can be managed in a way that is best for you or your business.
It is the process whereby financial planners select and manage financial assets to meet the return on income goals of the investor. The service entails the provision of guidance, portfolio management, planning, and monitoring and analysis services for the client.
Portfolio managers who specialise in wealth creation and managing of funds handle the process. It is also possible to use platforms under the guidance of experienced financial planners to grow and monitor funds. The professionals in our team provide advice on security, tax structuring of portfolios, bonds and stocks, among other things.
Financial wealth is not created overnight but can be gone in only a day if you make the wrong decision. It’s imperative to have experts who monitor everything from unit trusts and stock markets to changes in the economic environment and any other aspects that can affect your wealth. Qualified professionals can advise you on the best wealth building and securing vehicles.
It’s not just about the here and now. You want to grow and secure your personal wealth. To do so takes time, flexibility, the right selection of investment vehicles and ongoing monitoring. Clear goal setting is vital, as is risk distribution. Our financial experts work alongside you in choosing the best options to match your short, medium, and long-term security, income-generating, and growth needs.
We start with a comprehensive analysis of your current wealth portfolio. Using the information gathered, we draw up a plan that matches your wealth and financial security goals, risk portfolio, expected return on investment, long and short term goals, liquidity of funds, and any special income needs.
The next step entails actively managing the portfolio over the selected period. This is done in close collaboration with a certified and expert financial planner to ensure the necessary adjustments are made and the strategy is tweaked over time to adjust to changes in the economic environment and your personal circumstances.
As part of our investment management services, we offer the development and ongoing improvement of personal share portfolios. This includes the identification of approved unit trusts, approved funds of funds, several platforms for compulsory and discretionary funds, and tax-efficient international investing.
Experience the following benefits when making use of the investment management services:
Experience the convenience of having a professional team to manage your wealth portfolio. Reach out for expert guidance on how to get started.
Investment management services include buying, selling and handling financial assets on behalf of a client. It is often referred to as a stock portfolio, and asset or wealth management. This includes the development of short and long-term strategies for wealth structuring in reference to taxes, banking, acquiring shares, selling those and ensuring the best return on investment for the client. Read more
