Your Partner in Financial Services

Latest News
What’s New
Fortunately for us
At the end of 2021, we find ourselves at the tipping point in terms of global macroeconomics.
Interest rates in South Africa
Little over a week ago, the South African Reserve Bank (SARB) decided to increase interest rates by 0.25%, as we expected they would.
How To Avoid Short-Term Insurance Mistakes
Short-term insurance helps to mitigate financial risks by giving you the opportunity to pay a monthly premium in return for cover against the risks. Choosing the right insurer, policy, and excess amount, being honest and not assuming are the best ways to get the most value from your short-term insurance cover.
Financial Planning For Retirement
Financial planning must include provisions for your retirement. Even if you’re an entrepreneur, at one or another stage, you’ll want to lay down the tools and take a well-deserving break to enjoy your wealth.
Inflation and reforms
And then, it finally happened... Inflation in the developed world erupted.
Load shedding, pills, and jobs
A few years back we set out to estimate the economic cost of load shedding in South Africa (SA). Because our focus was purely on the economic side, we excluded the social costs associated with load shedding, which would, of course, have inflated our findings.
Spending, taxes, and volatility
Democrats in the United States (US) will do what Democrats do, that is, spend more (mostly on the “not rich”) and tax more (mostly on the “rich”).
Pandemic stimulus and interest rates
Recently published research showed that pandemic stimulus failed in emerging markets. Among the top emerging and developed economies, there is no correlation between the stimulus programmes of 2020 and the strength of the ensuing recovery.

Your Partner in Financial Services
Efficient Wealth provides a host of personal/business related financial services and value added benefits via its own internal resources and in partnership with a number of specialist financial services providers. Our objective is the provision of an array of “best-of-breed” products and services to meet the diverse and ever changing needs of our individual clients as well as their families.
Efficient Financial Services (Pty) Ltd, trading as Efficient Wealth, is an authorised financial services provider, FSP 655
Contact Us
012 001 0471
Call us for free consulting
enquiries@efw.co.za
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