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The tale of two economies: Lessons from the north
In a small corner of Europe, Scandinavia has built economies that many around the world envy. Meanwhile, South Africa (SA) faces a different set of economic challenges. While the two regions differ in size, population, and history, lessons can be learnt from the successes of the Scandinavian model. The story of how these Northern nations created wealth and then successfully redistributed it can inspire us to chart a similar course in SA.
The pulse of global economics
As the world eagerly anticipates the latest US jobs report, the stakes for the US Federal Reserve are exceptionally high. Investors are focused not only on the numbers but on what they will indicate about the future direction of interest rates.
The impact of interest rates on South African Assets
With growing expectations for local rate cuts, investors should consider the potential impact on their portfolios. Lower interest rates reduce the cost of borrowing, stimulating economic activity and boosting consumer spending. However, it also reduces the return available on savings. Although just one of the factors impacting asset returns, rate cuts typically prove negative for cash investors while benefitting bonds, equity, and listed property.
Can central banks guide economies to a soft landing?
In the quietness of a summer week, when even the most steadfast analysts are on vacation, one might assume that the economic world would stand still. Yet experience tells us that it is often in these calm moments that the most significant events unfold, unnoticed until they shake the markets.
Walmart’s resilience and Africa’s reform momentum
As July came to a close, the economic mood in the US shifted dramatically. A surprising surge in retail sales, rising 1% (the largest increase in a year and a half), sparked a rally on Wall Street.
Making informed investment decisions
This week we focus on the economic principles of market sentiment, interest rate impacts, and investor behaviour in response to central bank actions. Understanding these principles is critical when making investment decisions.
Making informed investment decisions
This week we focus on the economic principles of market sentiment, interest rate impacts, and investor behaviour in response to central bank actions. Understanding these principles is critical when making investment decisions.
A journey through SA’s unemployment crisis
At South Africa’s core, a new dawn is breaking as the nation grapples with its most pressing challenge: unemployment. This issue has been the number one priority for every government since the end of apartheid in 1994.
Your Partner in Financial Services
Efficient Wealth provides a host of personal/business related financial services and value added benefits via its own internal resources and in partnership with a number of specialist financial services providers. Our objective is the provision of an array of “best-of-breed” products and services to meet the diverse and ever changing needs of our individual clients as well as their families.
Efficient Financial Services (Pty) Ltd, trading as Efficient Wealth, is an authorised financial services provider, FSP 655
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