What’s New

Black Friday has become one of the most prominent retail events in South Africa, offering the chance to secure meaningful savings when approached with intention. Rather than viewing it as a period of pressure or financial risk, this season can be used strategically to support your long-term financial wellbeing. At Efficient Group, we believe that confident financial decisions start with clarity, planning and a strong understanding of your priorities. This guide is designed to help you navigate Black Friday in a way that aligns with your broader financial goals.

We often measure success in rands and cents. Whether it is economic growth, the value of our homes, or the number on our payslips, we have come to believe that financial health is about how much we have. But true financial well-being is far more complex. It is not a measure of wealth but of contentment: The ability to live free from financial stress, make confident decisions, and plan for a future that feels secure and meaningful.

It is hard to ignore the feeling that we have been here before: Another United States (US) president threatening tariffs, another Chinese countermeasure, and another shock rippling through markets. But something feels different this time. President Donald Trump’s plan to impose 100% tariffs on virtually all Chinese imports is not just an economic manoeuvre; it is the loudest signal yet that the era of globalisation as we know it is ending. For the past three decades, the world’s economy has been organised around efficiency. Now, it is being reorganised around control. Supply chains are becoming weapons, trade routes bargaining chips, and tariffs tools of ideology rather than economics.